Hamilton Real Estate Investments

Artificial Intelligence making Real Estate Investment smarter, simpler.

Artificial Intelligence making Real Estate Investment smarter, simpler.

When Lucy Ainsworth saw that the real estate around her Toronto neighbourhood was booming, she knew that it was the right time to invest. But unlike her parent’s generation, the Senior Tax Associate did not ask a trusted local realtor, she simply went online. This generational change in approach, to seeking investment-related solutions has placed investors at the core of unmeasurable information and data. Thankfully Artificial Intelligence is here to rescue investors from the chaos of detailed analysis on innumerable investment opportunities available online by carefully connecting them to the best deals.

A booming real estate market and a thriving tech ecosystem have poised Canada to be a hub for real estate innovation where Artificial Intelligence led opportunities to guide investors as they build their portfolios. 

 

Artificial Intelligence (AI), in simple words, is the ability of a machine to learn and solve problems. AI has simplified the investor’s search process by connecting them to the right opportunities and bringing transparent access to reliable information on market trends, historic prices that were historically only available to agents.

Online real estate listings replaced newspaper advertisements long ago but the continual rise of AI is credited to its ability to process large data, predict trends, transparency, and most importantly ease of access to investors.

Process Data
Thanks to the world wide web, a few clicks can show thousands of properties,  attend or host virtual tours, review market trends and receive data but that doesn’t necessarily help in making the right decisions. Thankfully, the real estate industry has adapted to the digital era by using Artificial Intelligence to better match investors with opportunities. One might think that the old-fashioned realtors did the same, but platforms like BuyProperly have mastered machine learning and artificial intelligence tools to monitor and evaluate over two hundred thousand data points, that uncover high-value opportunities suited for each investor.

Predict Trends
It’s no surprise that real estate data represents a treasure trove of information for a keen investor. Local insights, key market trends, sale prices, demographics and other market data can all be used to browse through listings, but not predict the future of investments. AI has become a game-changer for real estate investing as its predictive real-estate analytics enables stakeholders to make better, more informed decisions when trying to assess property values and rental returns. Smarter AI models predict tenant churn, maintenance issues, building energy requirements, elevator usage in buildings as well as space utilization. This information gives a better idea of potential upcoming costs and issues.

Ms. Ainsworth’s financial planning now includes the returns from a beautiful house in Hamilton. ‘I had been interested in owning investment property for a while, but the barriers to entry felt insurmountable. Enter BuyProperly, the company that makes it possible for “the little guy” to get started. It was so easy to research the properties available on the website, create an account, and buy into the real estate market, and at an entry price point that feels safe. No need to bet the farm on a single investment!’ she said.  Read more about the Hamilton Property here.

New tools can combine a company’s data with third-party sources to gain insights into new strategies for existing properties or portfolios or identify additional markets or locations for investment opportunities.

Transparency
Traditionally, the real estate market has been dominated by brokers, and information about high-yield investments was made available to a select few.  Latest AI-powered platforms bridge the gap by aggregating once isolated data, constantly updating information to arm investors with all the information they need. This approach allows websites to better match users to their properties and investment units that are more likely to convert into sales.

Ease of access
Investors can now access information on potential rental earnings, net cash flow, expected monthly mortgage payments and decide on whether the return makes sense given the details of the property. Websites like BuyProperly provide free tools which can indicate the potential cash flow/ positive negative from investments in a given property based on past sales, potential rental value, and interest rates. AI models work with the assumption that house prices are a function of both the features of the house and the suitability of the neighbourhood and hence focused on intrinsic value (rather than the market sentiment).

Innovative solutions to Pandemic
The impact of AI across industries has been increasing over the past few years, however, Covid-19’s disruption was a crucial flip to the digitization of real estate companies and their use of digital data analytics. With restrictions on travel and physical tours, technology simplified all phases of the process from origination, analysis & due diligence, financing & closing, post-closing rental/ongoing maintenance, and finally to exit through the sale with the investor safe in his own home.

PWC Canada’s 2021 report on the, ‘Emerging trends in Real Estates’ stated that as the business continues to emerge from pandemic restrictions, proptech will offer additional solutions for real estate needs. The report stated that ‘With digitization giving real estate companies access to more data than ever, they have a powerful new tool to help them make important business decisions…data analytics and predictive modeling can help with the determination of optimal asset allocation for mixed-use developments at a high level, as well as provide more detailed insights into the composition of unit mixes for a property.’

Buy Property, Properly
Every real estate investment needs to consider a multitude of dynamic factors, but through the power of AI, it is possible to identify emerging trends and uncover opportunities that others don’t see. ‘Thousands of data points and factors are considered over the long term before we consider a real estate valuation using AI. We then physically inspect each nook and corner of the property. Finally, less than 1 percent of the properties get qualified for our marketplace,’ said Khushboo Jha, founder of Buy Properly Canada-based real estate investment firm. BuyProperly’s proprietary AI tracks the markets, monitoring hundreds of economic and regional factors before predicting the profitability.

BuyProperly, Canada based fractional investment company uses AI as its most reliable tool for initial screening and then audits each property. ‘I am often asked how am I confident about the growth of investments, truth is that no human can assess over 150 variables and 200,000 data points for each proposal, but AI can. We merge the predictive power of AI and the experience of our on-site team so that before any product is added to the marketplace, we are certain of its future,’ Jha added.

BuyProperly’s online marketplace shows qualified properties with clear details of fees, charges, risk, and projected returns. Simply choose properties from the marketplace and start investing with as little as $2,500.

How to Invest in Real Estate Without Fear of Rejection

How to Invest in Real Estate Without Fear of Rejection

The Canadian real estate market is hot – and you want in. But you know there can be many hoops to jump through before you score the investment property of your dreams. And one of the last, most frustrating hoops is making an offer…only to have it rejected, Unfortunately, that happens a lot.

Reasons for rejection

Putting in an offer on a property that you worked hard to find and having it rejected can be tough to take. Perhaps there was a counteroffer, but a rejection by the seller may catch you by surprise. Why would your offer be rejected? Here are the most common reasons:

  1. Your offer was too low

Many sellers would counter a low-ball offer in hopes of driving the price higher. But some sellers may just throw out that low offer altogether, especially if they hear of other buyers willing to go higher. And if your offer was very low, and insulted the seller may be unwilling to entertain it at all.

2. Your finances are weak

These days, sellers want to make sure that prospective buyers are at least pre-approved for a mortgage to finance the purchase. If you haven’t spoken with a mortgage specialist yet, there’s no way for the seller to verify whether or not they’re wasting their time with your offer. Instead, they’ll be much more willing to accept an offer from a buyer whose finances are already in order.

3. Your deposit was too small

While your purchase price is a key component of your offer, the seller will also consider the size of your deposit. A large deposit shows the seller that you are financially strong: capable of supporting a home purchase. A small deposit looks weak and could scare off the seller.

4. Your closing dates don’t line up

Matching closing dates help smooth real estate transactions. For instance, sellers who have already bought a new property may want a short closing date so they’re not stuck with two mortgages. Or perhaps the seller has yet to find another home and doesn’t want to risk having anywhere to go. In this case, the seller may want a longer closing date. Either way, if your proposed closing date doesn’t align with the seller’s needs, your offer may be rejected.

5. The seller maybe unwilling to compromise

If the home inspection reveals issues with the property, you may request to have the seller make repairs. But if the seller is unwilling to put in any more work on the home before selling and you can’t reach a compromise, your offer may be rejected.

Aside from the outright rejection of your offer, there are other difficulties that you can encounter in a competitive market, such as bidding wars. But the biggest hurdle to investing in real estate is money. These days, real estate prices are through the roof, especially in certain cities. Many would-be investors simply don’t have the financial means to get started, especially if they are buying a property on their own.

Fortunately, there are other ways to get a foot in the door – even with minimal capital – including “fractional” investing.

Fractional investing in real estate 

In fractional investing, several parties purchase the property: each has its own share and each assumes its share of the risk. For instance, if a property sells for $500,000 and you put in $10,000, you own 2% of that property.

Unlike full ownership, fractional ownership allows investors to diversify their portfolios, reducing risk while getting access to high-value assets. It also eliminates many of the hassles: searching for properties, putting in offers, managing tenants, and maintaining the property.

Who offers fractional investment?

Fractional investing reduces the barriers to entry for investors just starting out in the real estate market. But where can you find these investment opportunities?

BuyProperly is an online platform for fractional real estate ownership: it gives investors with limited capital – as little as $2,500 – the chance to buy into a property without the headaches that usually come with being a landlord.

The expert team at BuyProperly thoroughly vets the high-value, high-growth, buy-to-let properties available for investment. And BuyProperly’s local property managers handle “landlording,” hassles: maintenance, improvements, tenant searches, rent collection…..

Investors can earn monthly rental dividends while watching the property value grow over time. If or when the property is eventually sold, all the investors can capitalize on the increase in equity.

Benefits of fractional ownership 

There are plenty of reasons why investors — particularly beginners with minimal capital or experience — might want to go the fractional investment route:

  • Minimum capital needed. Traditional real estate deals require tens of thousands of dollars (or more); fractional investing requires as little as a couple of thousand dollars to get started.
  • Increased diversification. Adding a real estate property to your investment portfolio is a great way to help you hedge against risk.
  • High return potential. Real estate is known to increase in value over time: this can help increase your returns, especially as renters help pay the mortgage.
  • Asset tangibility. Unlike stocks, real estate is a real-world asset, which can offer both growth potential and intrinsic value.
  • Tax breaks. When the property is eventually sold, you’ll get taxed only on capital gains, rather than having your entire return taxed as income.

 

How do you earn returns with fractional ownership? 

Like any other type of real estate investment, fractional ownership pays out in two ways:

  • Through rental income. Depending on how much you invest and your exact share in the property, you’ll collect rental income relative to your share.
  • Profit when the property is sold. Over time, the property will likely increase in value, which helps add to your equity in it. You’ll be able to recover your initial investment, plus your share of any profits.

 

 

Should you invest with BuyProperly?

 

If you’re interested in investing in real estate but haven’t yet, because of done so because of all the hurdles, BuyProperly may offer a solution.

In particular, BuyProperly may be an ideal investment platform for those who:

  • Want to invest a modest amount of money
  • Want to avoid managing the property and dealing with tenants
  • Want to diversify their investment portfolio
  • Want help choosing the right property to invest in

 

Our final thoughts

There are plenty of benefits to investing in real estate: passive income, regular cash flow, tangible assets that grow in value, investment diversification, and tax advantages. But getting involved in real estate investment can be tough for many. BuyProperly makes getting your foot in the door is much easier. You can start investing with as little as $2,500 and see potential annual returns of 10–40%. And you can kiss that fear of rejection goodbye.

With AcreageWay, Now You Can Invest In The Soaring Commercial Real Estate Market With As Little As $1,000

With AcreageWay, Now You Can Invest In The Soaring Commercial Real Estate Market With As Little As $1,000

Rising prices have locked many Canadians out of the real estate market — and the wealth gains that come with ownership.

“For too long, real estate has been behind closed doors and not accessible to everyone,” says Joe Accardi, Partner & CEO of Forge & Foster. “We want to bring real estate to all Canadians. And so does AcreageWay. Their new investment portal is something that we’re really excited about.”

What is AcreageWay?

AcreageWay is a new Ontario-based commercial real estate investment startup. It lets investors like you enter the commercial real estate market with as little as $1,000 and earn income from your investment.

“Commercial real estate requires a huge amount of upfront cash to gain entry, and that ranges from $500,000 to $1 million-plus, so a common investor who doesn’t have that much cash won’t be able to enter these opportunities,” AcreageWay president Aditya Koparde told the Globe and Mail. “Where we come into the picture is we’re fractionalizing these opportunities so they can invest.”

“For too long, real estate has been behind closed doors and not accessible to everyone.”

— Joe Accardi, Partner & CEO of Forge & Foster. 

AcreageWay lets you click to buy a percentage of a commercial property by investing in an equity portion of the property ownership.

AcreageWay provides a secure and regulated platform for you to buy fractional real estate in the form of tokens. All the transactions are documented and stored digitally through Blockchain technology.

What Are AcreageWay’s Main Benefits?

  • Investors do not need to get a mortgage
  • Investors do not need to pay a huge down payment
  • None of the pain of managing a property or being a landlord
  • No closing costs
  • You’ll get a share of rent and gains on the property when it’s sold
  • AcreageWay provides you with ongoing oversight and support
  • Every investment property undergoes a detailed due diligence process

AcreageWay is licensed by the Ontario Security Commission, which requires the company to put prospective investors through full due diligence to ascertain their risk threshold to determine their suitability for certain projects.

Why Invest In Commercial Real Estate in Hamilton?

“Hamilton is a high-speed, exciting, electric city that is primed to have an amazing decade,” says Accardi, whose Hamilton firm is committed to delivering optimal returns to investors by artfully restoring local real estate.

Properties like 64 Hatt St., which you can invest in on AcreageWay, offer tremendous upside potential through redevelopment.

64 Hatt St. in the Hamilton community of Dundas.

The Millworks at 64 Hatt St. was founded in 1850. It’s an easy two-minute walk away from the historic and beautiful downtown Dundas community in Hamilton. All units boast brick & beam construction, large windows, and open-concept designs.

This historic brick & beam building has excellent accessibility with a Walkers Paradise Walk Score of 90. The property is professionally managed by Forge & Foster. With onsite parking and access to a back patio on the beautiful Spencer Creek, 64 Hatt St. is sure to attract AAA tenants.

HERE’S HOW TO LEARN MORE ABOUT ACREAGEWAY

It’s quick and easy for you to create an account at AcreageWay. So start your investment journey today. Visit acreageway.com/signup to create an account and invest in AcreageWay’s investment opportunities now.

1 West Hamilton Ontario

Imagine Joining This Reliable New Investment Opportunity Today For Free, Thanks To Forge & Foster

Imagine Joining This Reliable New Investment Opportunity Today For Free, Thanks To Forge & Foster

Soaring real estate prices have locked many Canadians out of the housing market — and the wealth gains that come with ownership.

“For too long, real estate has been behind closed doors and not accessible to everyone,” says Joe Accardi, Partner & CEO of Forge & Foster. “We want to bring real estate to all Canadians. addy is something that we’re really excited about.”

What is addy?

addy is a Vancouver-based start-up offering crowdfunded real estate investments to help all Canadians profit from the housing market.

“We’re investing in 150 addy memberships so that we can bring real estate to everyone,” says Accardi.

Since 2018, addy has been buying institutional-grade commercial real estate properties that investors can buy passive fractional ownership shares of for as low as $1 or as much as $1,500.

“We’re investing in 150 addy memberships so that we can bring real estate to everyone,” says Accardi.

That’s right: thanks to Forge & Foster, you can now skip the $25 membership fee. But only 150 of these memberships are available and they’re going fast, so act now!

How Does addy Work?

addy identifies investment opportunities and puts them through due diligence by looking at financial statements, then gets approval from an investment committee to ensure the property makes sense economically.

“There are no fees on transactions, acquisitions, or withdrawals because the goal of the platform is accessibility,” addy co-founder Stephen Jagger told The Globe and Mail.

“There’s no opportunity where we would ever win on a property and (investors) would lose,” Jagger said. “One of our core values of business is win-win or no deal so we are completely aligned with our crowd.”

Once addy acquires a property, it divides the investment into equal increments of $1. For example, a $500,000 property would be divided into 500,000 units.

Then investors can invest as little as $1 or as much as $1,500 in any building. Investments are locked in for various lengths of time depending on the building.

It’s different from a real estate investment trust (REIT) because investors know exactly what properties they have invested in.

1 West Hamilton Ontario
This is 1 West Ave. S. in Hamilton, Ontario. It’s a 3 storey mixed-use brick and beam office and retail space in the heart of downtown. It features a stunning mural called “Raise.” Through addy, this property sold out to 650+ Canadians. Shares, which were reseved exclusively for addy members, sold out in just 13 hours. Get your addy membership now for free, thanks to Forge & Foster.

What are addy‘s main benefits?

    • No fees — thanks to Forge & Foster waving the $25 membership fee
    • Pride of ownership
    • No need to qualify for a mortgage
    • No downpayment required
    • None of the pain of managing a property
    • No closing costs
    • No need to find tenants or maintain the property
    • You’ll get a share of rent and gains on the property when it’s sold

“Hamilton is a very fast, exciting, electric city that is primed to have an amazing decade,” says Accardi.

Some of the fast-growing asset classes Forge & Foster are excited about include:

      1. The film industry
      2. Tiny cottages and tiny homes
      3. Biotech

“Real estate is a top asset class, but most people can’t afford to invest in it,” addy CEO Michael Stephenson told the Toronto Star. “This is a way to make housing investments accessible to everyone.”

“We believe everyone should have the opportunity to own property through access to real estate investing at any amount, regardless of income, age, or other conflicts,” Stephenson told Yahoo Finance Canada.

“Join addy. Take a look at their projects. You can invest in a project that you’re excited about,” says Accardi.

What are the experts saying?

“I feel that real estate crowdfunding can be a viable tool for those who want to invest in real estate but are restricted due to a lack of money or credit,” says Mark Ting, CBC’s finance columnist, who is investing in addy with his children.

“Small investments in multiple projects add up over time. That makes it appealing for young people who want to get in the habit of investing — which now can be done in real estate for as little as the cost of a daily cup of coffee,” Ting says.

“A crowdfunded model comes with transparency and tangibility,” Tina Tehranchian, an Assante Capital Management Ltd. senior wealth adviser told the Globe and Mail. “You can drive by the property and boast to your friends that you have a share of ownership of this property.”

“Join addy. Take a look at their projects. You can invest in a project that you’re excited about,” says Accardi.

Behold 29 Harriet St. in Hamilton, Ontario. It’s a 21,200 square foot light industrial and office property with a stunning new bald eagle mural and huge potential. Through addy, this property sold out to 400+ Canadians. Shares, which were received exclusively for addy members, sold out in just 63 minutes! Get your addy membership today for free, thanks to Forge & Foster.

How to join addy

Sign up for addy now and skip the $25 fee, thanks to Forge & Foster.

Join Addy Now For Free Thanks to Forge & Foster
Join addy Now For Free, Thanks to Forge & Foster

(Psst: If you’re a good pal, you’ll tell your friends about addy so that they can grow their wealth, too!)