Canadian Apartment Properties Real Estate Investment Trust (CAPREIT) has paid $281 million to acquire six luxury modern, recently constructed apartment buildings in Greater Montréal.
CRE a hot investment sector, senior execs agree at RealCapital
STEVE MCLEAN, RENX, MARCH 3, 2022
(pictured: Adam Paul, president and CEO of First Capital REIT.)
A record amount of capital is available for commercial real estate investment, senior industry executives agreed during the closing panel at the virtual RealCapital conference on March 2.
The panelists provided insights on recent CRE performance and views on what to expect during the coming year, and the availability of capital was a central theme. READ MORE >>
What is the Best Time to Invest?
4 Factors to Consider
New to investing? Maybe you’ve heard of the investing technique of timing the market. In other words, you’re waiting for the right time so you can pay the lowest price on your investment. If you wait to pay the lowest price, you’ll gain the highest amount of appreciation. But is there such a thing as the best time to invest?
Best time to invest in the stock market
When it comes to investing in stocks, there is no such thing as the right time. Even experts don’t know the exact day, time, and year to invest. If you wait to invest or are trading too often, you’re actually losing. Since the stock market has ups and downs, investing in the market is all about the time spent in the market, not choosing the right time.
If you’re in good financial health and have extra cash on hand that’s sitting in the bank, start investing and invest regularly. The longer you’re in the market, the more your investments will grow. If you don’t know what to invest in or aren’t comfortable investing, start investing in a sector funds/ETFs or in the S&P 500 index. Remember not to invest more than you are willing to risk.
Best time to invest in real estate
Why should you invest in real estate when stocks can provide high returns? Real estate offers more stability than the stock market.
When it comes to investing in real estate, timing plays a more important role.
There are 4 time-related factors you need to consider before investing in real estate:
1. Financial health
Similar to stocks, you’ll want to make sure you’re in good financial health before investing. Make sure your debts are in control and you are not taking on more debt to finance a down payment. Additionally, you’ll want to wait to have the cash available to pay for a down payment. Being in good financial health will get your mortgage approved.
2. Buyer vs. sellers market
You’ll want to know the historic market trends of the city or neighbourhood you plan on buying in. In particular, you’ll want to know if it’s a buyer’s or a seller’s market.
In a buyers market, there’s more supply and less demand. This means the buyer has the power to negotiate better deals.
In a seller’s market, there’s more demand and less supply. This means the seller has the power to negotiate deals. To determine a buyer’s or seller’s market, you can look at “days on market” and trends in home sale prices. A low days-on-market rate indicates a seller’s market. A high rate indicates a buyer’s market.
An increase in home sale prices means it is a seller’s market whereas a decrease shows it’s a buyer’s market.
3. Time of year
You’ll generally find lower housing prices in the winter compared to the summer months.
Because of the holidays, there are fewer interested buyers in the winter, giving you an advantage in negotiating the price.
The second best time of the year is the spring, when there is an increase in the number of available properties. If you start early with your mortgage pre-approval, you have a higher chance of securing a good deal faster.
4. External factors out of your control
Global events like a pandemic or the 2008 global financial crisis can affect real estate.
If you’re looking to buy a rental property, these events might impact your ability to find tenants and their ability to pay rent. Consider the risks of investing in a rental property during these times and purchase rental insurance.
While investing in the stock market can be risky and real estate can be a lot of upkeep, BuyProperly mixes the best of both markets. BuyProperly is a fractional real estate company that allows anyone to invest in real estate with just $500.
This innovative solution is like investing in stocks without the management that goes into real estate ownership. Ready to start investing? Head over to their website to start investing in BuyProperly.